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[A] presumption, or at least an inference, of reliance arises wherever there is a showing that a misrepresentation was material. Because [q]uestions of materiality and reliance are determined based upon the reasonable consumer standards, not the subjective understandings of individual plaintiffs, this could be amenable to class treatment

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| The first AIDS joke I ever heard in the early 1980s, back when the threat seemed remote and I was young and insensitive enough to laugh at misfortune, was about who got AIDS